We work with several lenders, some of which offer Clear-to-Close in as little as 15 days!
Concerned about qualifying as a self-employed borrower or 1099 employee? Three Oaks Mortgage, LLC has programs to assist our self-employed and 1099 borrowers in qualifying for a mortgage. We can work with the traditional tax return qualifications as well as bank statement mortgages, which is beneficial to our gig worker clients.
Did you know you can roll some of your closing costs into the mortgage? These types of loans require a higher interest rate, but are competitive and can still provide you with a manageable monthly mortgage payment. While you may pay a higher interest rate to get the loan, you always have the option of refinancing 8 to 12 months later to reduce the rate and thereby your monthly payment as well.
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NMLS ID: 2219972
Licensed in Alabama: MB 23009